All things contactless, including Apple Pay and Android Pay
One of the great things about Apple Pay is that it ‘just works’ – wherever you can already make contactless payments, Apple Pay should work. Retailers and merchants don’t need to explicitly support Apple Pay.
Unfortunately, Apple is keen on pushing the Apple Pay brand/mark and have even partnered with ANZ to display the mark on all ANZ issued terminals.
[Read more…] about Why the Apple Pay ‘mark’ is a terrible idea
Welcome to Tap Down Under. You can find out a little more about this site on the About page, but in short this is a site that will be covering news, rumours and releases for those who want to know more about new payment technologies like Apple Pay and Android Pay.
Why the name ‘Tap Down Under’? Australians have adopted ‘Tap’ when it comes to using contactless payments, and contactless is the all encompassing term for these type of payments, as MasterCard owns ‘PayPass‘, Visa has ‘payWave‘, American Express have previously used ‘ExpressPay‘, and terms like ‘Apple Pay‘ and ‘Android Pay‘ don’t really mean anything!
If you have any feedback or ideas for things you’d like to hear about, or questions you’d like answered, comment below or drop me a tweet!
Five months after launching in Australia with American Express, you can now add your Visa and American Express cards from ANZ to Apple Pay.
ANZ is the first major bank to support Apple Pay in Australia, with 69% of ANZ’s 5 million customers using their goMoney app doing so on an iOS device.
ANZ says over 60% of all card transactions in Australia are contactless, and are supported by 70% of merchant terminals across Australia.
“The introduction of Apple Pay is a significant milestone in our strategy to use digital technology to provide our customers with a superior experience and will be a watershed moment in the adoption of mobile payments in Australia,” says ANZ CEO Shayne Elliott.
“I’m proud we’re the first major Australian bank to offer Apple Pay and we are confident the convenience, security and privacy will be well received by our customers.”
Over a year since Apple launched ‘Apple Pay’ in the United States, and after adding the United Kingdom and then Canada.. it’s finally Australia’s turn to join in on the fun.
But there’s a catch – it’s launching with American Express support only, and even then it’s limited to cards directly issued by American Express – so if you’ve got a card issued by CommBank or NAB, you’re out of luck for now.
(you’ll need your card issuer to sign on the dotted line with Apple…)
Of course, if you’re a visiting tourist with a card already in Apple Pay (a Visa card or MasterCard), it should work just fine at all the contactless terminals in Australia already.
[Read more…] about Apple Pay arrives in Australia thanks to American Express
Commonwealth Bank has finally embraced ‘Host Card Emulation‘ (or HCE), a new API that was introduced with Android 4.4, KitKat – allowing anybody with a device running Android 4.4 or later (and has NFC) to use ‘Tap and Pay’, or PayPass at any terminal that supports it. [Read more…] about Commonwealth Bank brings ‘Tap and Pay’ to the masses